Insurance Coverage in Martinsville, VA

Rental Agreement — Insurance Agent in Martinsville, VA

Renters Insurance

When you are renting a home or living in an apartment, renters insurance will offer protection and coverage for you and your possessions. Typically, Renters Insurance is a necessity before renting a home or apartment because of the protection it offers. Fires, burglary or even an injury occurring in your home or apartment is covered financially with renters insurance. Renters Insurance offers payment for repairs and replacement of lost items, and coverage of any liability issues you may be responsible for.


Homeowners Insurance

Your home is one of your biggest investments and with additional assets within your home, protection is needed through homeowners insurance. With a well-constructed homeowner's policy, your home or apartment will be covered no matter if you are the owner or renter. Homeowners Insurance is in place to replace any personal property lost within a disaster such as a fire. It is also in place to protect you from lawsuits if someone is hurt at your home or apartment. While extremely useful, homeowners insurance can be difficult to navigate. Call one of our trusted insurance agents for help in finding the policy for you.

Homeowners — Insurance Agent in Martinsville, VA
Life Insurance — Insurance Agent in Martinsville, VA

Life Insurance

Protect your future today with Life Insurance. Life Insurance provides coverage for your family for burial expenses, uninsured medical bills and other outstanding debts that need to be paid off. There are a few options for Life Insurance Policies depending on your needs.

1 Universal Life Insurance
Universal Life Insurance is a flexible option where policyholders are able to determine how much and how often premium payments are made.

2 Whole Life Insurance
This policy offers protection for the entirety of life from the date is begins to the death of the policyholder. Your premium is set when the policy is issued and will remain constant.

3 Term Life Insurance
With Term Life Insurance, you are able to pay low premiums with maximum coverage. The premium you pay will not change for the period of the policy, but the policy does expire if the insured lived beyond the policy period.

Each of these policies has their benefits and can constantly change. Speak with our expert insurance agents to find the policy that best fits your needs.
Small Business/Contractors Insurance

When running your business, there are enough responsibilities for you to worry about. Small Business/Contractors Insurance can protect you from lawsuits, mishaps and property damage caused by a third party. Without coverage, you could be leaving your business very vulnerable to physical and financial loss. While most, if not all, business owners should have insurance there can be specific policies based on your company's needs. Get with our experts here at Roy Thomas Insurance Agency to find out the best policy and premium that fits your needs.
Call Roy Thomas Insurance agency to speak with a trusted agent on the right policies and premiums for you! Fill out the form below to begin your quote: